Coinbase Commerce merchants

Coinbase Business vs Coinbase Commerce.

Coinbase Commerce is gone. Coinbase Business replaces it for US and Singapore businesses, and it works very differently. Here is what changed, from Coinbase's own page, and the options if it does not fit.

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What happened

Coinbase unified Coinbase Commerce into Coinbase Business. The Commerce portal became inaccessible after 31 March 2026.

Coinbase Business is available to businesses with a legal entity in the United States or Singapore. Coinbase says it is expanding to more countries during 2026.

The big change

Commerce was self-custodial. Coinbase Business is custodial: Coinbase holds your funds.
Commerce was open globally with no business verification. Business needs a registered business entity and a business bank account.
Commerce took hundreds of assets. Business takes USDC today, with USDT announced.

Commerce, Business and Mintage Pay.

Coinbase's own comparison of Commerce and Business, with Mintage Pay alongside.

Coinbase CommerceCoinbase BusinessMintage Pay

Fee per payment1% per transaction1% for merchants moving from Coinbase Commerce1% per completed payment. No setup fee and no monthly fee

Who holds the moneySelf-custodial: a wallet only you controlledCoinbase holds your funds (custodial only)Nobody: every payment goes straight to your own wallet

Where your business can beWas open globally with no business verification. Closed on 31 March 2026Businesses with a legal entity in the US or SingaporeStores in the US and most other countries, by application

What customers pay withHundreds of assets on Ethereum, Polygon and BaseUSDC today, USDT announced, on the major EVM networksUSDC on Base, Polygon and Solana. USDT on Polygon, Solana and TRON

Getting cash to your bankNo bank payoutsDirect to your bank accountThrough your own Stripe, Coinbase Business or exchange account

Checked on 18 October 2026 on each company's own pages: Coinbase: Transitioning from Coinbase Commerce to Coinbase Business. Prices and policies change, so check them before you decide. Mintage Pay is not affiliated with any of these companies.

Which one fits.

Coinbase Business may suit you better if

Your business has a legal entity in the US or Singapore.
You want Coinbase to hold your balance and pay out to your bank, with QuickBooks or Xero integration.
You were a Coinbase Commerce merchant settling to Coinbase Exchange: Coinbase moves you over automatically.

Mintage Pay may suit you better if

Your business is outside the US and Singapore, where Coinbase Business is not available yet.
You valued what Coinbase calls "the self-custodial nature of Commerce": Mintage Pay pays your own wallet and never holds your money.
Your customers pay in USDT, or on Solana or TRON.
You still want dollars in the bank: you can point a network's payouts at your own Coinbase Business or Stripe account.

Moving a WooCommerce store from Coinbase Commerce? The step-by-step switch guide takes about 10 minutes once your account is approved. See all five options on the crypto payment gateways comparison.

Questions about Coinbase Business.

Is Coinbase Commerce still available?

No. Coinbase's help centre says the Commerce portal became inaccessible after 31 March 2026 and merchants had to move to Coinbase Business or another provider.

Who can use Coinbase Business?

Businesses with a legal entity in the United States or Singapore, with a registered business entity and a business bank account. Coinbase says it is expanding to more countries during 2026.

Is Coinbase Business self-custodial like Commerce?

No. Coinbase describes Coinbase Business as custodial: Coinbase holds your funds. Mintage Pay pays every payment straight to your own wallet, the way Commerce wallets were yours.

What does Coinbase Business charge?

Coinbase lists 1% for merchants moving from Commerce. Mintage Pay charges 1% per completed payment with no setup or monthly fee.

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