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Mintage Pay vs CoinGate.

CoinGate is a European crypto payment processor with euro payouts. Mintage Pay is a stablecoin checkout that pays your own wallet as each order is paid. Here is how they compare for an online store.

Side by side.

What a store owner usually wants to know, from CoinGate's own pages and ours.

CoinGateMintage Pay
Fee per payment1%, plus 0.50 EUR + 0.5% on each crypto payout (0.50 EUR + 1.5% with conversion)1% per completed payment. No setup fee and no monthly fee
Who holds the moneyYour CoinGate account balance, until you withdrawNobody: every payment goes straight to your own wallet
Where your business can beMerchants in 60 countries; the US is not one of themStores in the US and most other countries, by application
What customers pay withMore than 10 cryptocurrenciesUSDC on Base, Polygon and Solana. USDT on Polygon, Solana and TRON
Getting cash to your bankCrypto and SEPA withdrawals free (50 EUR minimum); SWIFT 0.5%Through your own Stripe, Coinbase Business or exchange account

Checked on 18 October 2026 on each company's own pages: CoinGate pricing, CoinGate's public list of merchant countries. Prices and policies change, so check them before you decide. Mintage Pay is not affiliated with any of these companies.

Which one fits.

CoinGate may suit you better if

  • Your business is in one of its 60 countries and you want euros in your bank by SEPA.
  • You want to accept more than 10 different cryptocurrencies.
  • You are happy to keep a balance with CoinGate and withdraw from it.

Mintage Pay may suit you better if

  • Your business is in the US: the US is not on CoinGate's list of merchant countries.
  • You want no payout step and no payout fee: CoinGate charges 0.50 EUR + 0.5% on each crypto payout, while Mintage Pay pays each order straight to your wallet.
  • You want the money in your own wallet, not an account balance.
  • Your customers pay in USDT, including on TRON or Solana.

See all five side by side on the crypto payment gateways comparison, or read how Coinbase Business differs from Coinbase Commerce.

Questions about CoinGate and Mintage Pay.

Does CoinGate work for US businesses?

As of 18 October 2026 the United States is not on CoinGate's public list of merchant countries, which names 60 countries. Mintage Pay accepts stores in the US and most other countries, by application.

What does CoinGate cost in total?

CoinGate's pricing page lists 1% per transaction, then 0.50 EUR + 0.5% for a crypto payout (0.50 EUR + 1.5% with conversion). Crypto and SEPA withdrawals are free with a 50 EUR minimum; SWIFT is 0.5%. Mintage Pay charges 1% per completed payment and has no payout step.

Who holds the money?

CoinGate keeps payments in your CoinGate account balance until you withdraw. Mintage Pay sends every payment straight to your own wallet.

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