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Mintage Pay vs NOWPayments.

NOWPayments accepts hundreds of cryptocurrencies. Mintage Pay focuses on the two stablecoins most customers hold and pays them straight to your own wallet. Here is how they compare for an online store.

Side by side.

What a store owner usually wants to know, from NOWPayments's own pages and ours.

NOWPaymentsMintage Pay
Fee per payment1.0% when you receive the coin the customer paid, 1.5% when it is converted1% per completed payment. No setup fee and no monthly fee
Who holds the moneyOffers a custody balance; payouts to your wallet have no service fee, only network feesNobody: every payment goes straight to your own wallet
Where your business can beIts terms say the service is not offered to residents or citizens of the EU, the UK, the US, the UAE or RussiaStores in the US and most other countries, by application
What customers pay withMore than 350 currencies, USDT among themUSDC on Base, Polygon and Solana. USDT on Polygon, Solana and TRON
Getting cash to your bankNot covered in its fee guideThrough your own Stripe, Coinbase Business or exchange account

Checked on 18 October 2026 on each company's own pages: NOWPayments fee guide, NOWPayments terms of service (updated 16 October 2026, section 15), NOWPayments pricing. Prices and policies change, so check them before you decide. Mintage Pay is not affiliated with any of these companies.

Which one fits.

NOWPayments may suit you better if

  • You want to accept hundreds of different coins.
  • You want payments converted automatically from one coin to another.
  • Your business is in a country its terms allow.

Mintage Pay may suit you better if

  • Your business is in the US, the EU or the UK: NOWPayments' terms say its service is not offered there.
  • You want one rate, 1%, whether or not anything is converted (NOWPayments charges 1.5% with conversion).
  • You want every payment in your own wallet, with no custody balance in between.
  • You sell in USDC or USDT and want them on Base, Polygon, Solana or TRON.

See all five side by side on the crypto payment gateways comparison, or read how Coinbase Business differs from Coinbase Commerce.

Questions about NOWPayments and Mintage Pay.

Can a US business use NOWPayments?

NOWPayments' terms of service (updated 16 October 2026) say its services are not rendered to residents or citizens of the European Union, the United Kingdom, the United States, the United Arab Emirates or Russia. Mintage Pay accepts stores in the US and most other countries, by application.

What does NOWPayments charge?

Its fee guide lists 1.0% for single-currency payments and 1.5% for multi-currency and fixed-rate payments, with discounts for volume and activity. Mintage Pay charges 1% per completed payment.

Which accepts more coins?

NOWPayments, by far: it lists more than 350 currencies. Mintage Pay takes USDC on Base, Polygon and Solana and USDT on Polygon, Solana and TRON, the stablecoins most customers already hold.

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